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Author: Shawn D. Wall

Local Opinion Editorials 

Short-Term Investments Offer Liquidity – And More

November 19, 2021November 23, 2021 Shawn D. Wall
Generally speaking, investing is a long-term process. You invest in your IRA and 401(k) to reach a long-term goal – retirement. You may invest in a 529 education savings plan for many years to reach another long-term goal – college for your children. ... Read more
Local Opinion Editorials 

Financial Tips For New Veterans

November 5, 2021November 9, 2021 Shawn D. Wall
On Veterans Day, we honor the men and women who have served in our armed forces. If you’ve recently separated or retired from the military, or you will be leaving soon, you can be proud of the service you’ve provided to your country. But once you’re ... Read more
Local Opinion Editorials 

Are Your Loved Ones Prepared To Be Caregivers?

October 22, 2021October 29, 2021 Shawn D. Wall
Once you’re retired and your children are grown, they are likely “off the books,” as far as your financial responsibility for them is concerned. Yet, you’re probably still prepared to do anything to help them – but are they ready to take care ... Read more
Local Opinion Editorials 

What Does Retirement Security Mean To You?

October 8, 2021October 8, 2021 Shawn D. Wall
October is National Retirement Security Month. But what does retirement security mean to you? And how can you work toward achieving it?Here are some suggestions: ... Read more
Local Opinion Editorials 

START THINKING ABOUT YOUR RETIREMENT INCOME PLAN

September 10, 2021September 14, 2021 Shawn D. Wall
If you’re getting close to retirement, you’re probably thinking about the ways your life will soon be changing. And one key transition involves your income – instead of being able to count on a regular paycheck, as you’ve done for decades, you’ll ... Read more
Local Opinion Editorials 

THE RIGHT EMOTIONS CAN BE USEFUL IN INVESTING

August 28, 2021September 11, 2021 Shawn D. Wall
You may have heard that it’s important to take the emotions out of investing. But is this true for all emotions? ... Read more
Local Opinion Editorials 

BITCOIN: INVESTING OR SPECULATING?

August 13, 2021August 17, 2021 Shawn D. Wall
Many people have decided that bitcoin is the next big thing – and they are backing up their enthusiasm with dollars. Should you, too, consider putting money into bitcoin or other cryptocurrencies? ... Read more
Local Opinion Editorials 

HOW DOES SOCIAL SECURITY FIT INTO RETIREMENT?

July 30, 2021August 2, 2021 Shawn D. Wall
Here’s something to think about: You could spend two, or even three, decades in retirement. To meet your income needs for all those years, you’ll generally need a sizable amount of retirement assets. How will Social Security fit into the picture? ... Read more
Local Opinion Editorials 

DECLARE YOUR FINANCIAL FREEDOM

July 2, 2021July 2, 2021 Shawn D. Wall
Independence Day is almost here. And as we make progress in moving past the COVID-19 pandemic, more of us will be able to enjoy Fourth of July activities. However you observe the holiday, it’s important to recognize all the liberties we enjoy ... Read more
Local Opinion Editorials 

FIRST-TIME HOMEBUYER? FOLLOW THESE STEPS

June 18, 2021June 21, 2021 Shawn D. Wall
Is homeownership a goal of yours? It does offer some benefits, in addition to meeting your basic need for shelter. The equity you build in your home can be a valuable financial asset, and you may get to deduct your interest payments on your taxes. ... Read more
Local Opinion Editorials 

WHAT TO EXPECT FROM A FINANCIAL REVIEW

June 4, 2021June 10, 2021 Shawn D. Wall
The COVID-19 pandemic may have unsettled many aspects of your life – including your financial situation. Even if your employment and earnings were not directly affected, you might have concerns about whether you’ve been making the right ... Read more
Local Opinion Editorials 

LOOK AT YOUR FINANCIAL SITUATION HOLISTICALLY

May 7, 2021May 10, 2021 Shawn D. Wall
What’s the biggest financial mistake you can make? Choosing the wrong investments? Waiting too long to save for retirement? Underestimating the costs of retirement? All these are reasonable answers, but the biggest mistake you might make ... Read more
Local Opinion Editorials 

GET BACK ON TRACK AFTER FINANCIAL SETBACKS

April 23, 2021April 27, 2021 Shawn D. Wall
The past 12 months have been pretty challenging for everyone, in one way or another. And if you’ve been affected economically by the COVID-19 pandemic, you’re looking forward to brighter days. But how can you bounce back from a financial setback? ... Read more
Local Opinion Editorials 

HOW MUCH RISK SHOULD YOU TAKE BEFORE RETIREMENT?

March 26, 2021March 28, 2021 Shawn D. Wall
If you’re planning to retire in just a few years, you may be getting excited about this next phase of your life. However, your ability to enjoy retirement fully will depend, at least partially, on the resources you can draw from your investment ... Read more
Local Opinion Editorials 

PRE-RETIREES: PLAN NOW FOR HEALTH CARE COSTS

March 12, 2021March 16, 2021 Shawn D. Wall
If you’re close to retirement, you’ll have several financial issues to consider. But you’ll want to pay attention to one of the most important of these issues: health care costs. How can you prepare yourself for these expenses? First, get an ... Read more
Local Opinion Editorials 

HOW TO RESPOND WHEN RISK TOLERANCE IS TESTED

February 26, 2021February 28, 2021 Shawn D. Wall
When you begin investing, you’ll generally assess your comfort with risk, as your investment choices will be guided at least partially by your risk tolerance. But once you actually experience the ups and downs of the market, this tolerance ... Read more
Local Opinion Editorials 

ARE YOU STILL PLANNING TO RETIRE EARLY?

February 12, 2021February 12, 2021 Shawn D. Wall
Have your retirement plans changed because of COVID-19? If so, you have plenty of company. Nearly 40 percent of those planning to retire say the pandemic has disrupted their intentions, according to the Edward Jones/Age Wave Four Pillars ... Read more
Local Opinion Editorials 

CONSIDER THESE YEAR-END FINANCIAL MOVES

December 18, 2020December 18, 2020 Shawn D. Wall
We’re nearing the end of 2020 – and for many of us, it will be a relief to turn the calendar page on this challenging year. However, we’ve still got some time left, which means you have time to make some year-end financial moves that may work in your ... Read more
Local Opinion Editorials 

IDEAS FOR THANKING YOUR FAMILY

November 20, 2020November 24, 2020 Shawn D. Wall
It’s almost Thanksgiving. And although 2020 may have been a difficult year for you, as it has been for many people, you can probably still find things for which you can be thankful – such as your family. How can you show your appreciation for your ... Read more
Local Opinion Editorials 

CAREGIVERS MUST ALSO CARE (FINANCIALLY) FOR THEMSELVES

November 6, 2020November 6, 2020 Shawn D. Wall
If you’re a caregiver, possibly for a loved one dealing with an illness such as Alzheimer’s disease, you’re probably already facing some significant emotional and physical challenges – so you don’t need any financial ones as well. Yet, they ... Read more
Local Opinion Editorials 

AVOID FINANCIAL MISTAKES DURING RETIREMENT

October 23, 2020October 27, 2020 Shawn D. Wall
When you retire, you’ve learned a lot about all sorts of things, helping you avoid some of the mistakes you made earlier in life. However, you may still be susceptible to financial missteps specifically related to your retirement years. How ... Read more
Local Opinion Editorials 

PLAN AHEAD FOR GENERATIONAL GENEROSITY

September 25, 2020September 28, 2020 Shawn D. Wall
When you retire, can you afford to help your loved ones? ... Read more
Local Opinion Editorials 

LESSONS FROM EXPERIENCED INVESTORS

September 11, 2020September 15, 2020 Shawn D. Wall
Those who have lived a long time have done a lot, seen a lot – and can teach us a lot. And that’s certainly true when it comes to investing. ... Read more
Local Opinion Editorials 

WHAT DOES AN UNPLANNED CAREER TRANSITION MEAN FOR YOU?

August 14, 2020August 18, 2020 Shawn D. Wall
The COVID-19 pandemic has unsettled the country’s employment picture for months and will likely continue to do so for a while. However, the nature and terminology of this disruption varies greatly among individuals – some have seen their ... Read more
Local Opinion Editorials 

WHAT SHOULD YOU DO WITH AN INHERITANCE?

July 31, 2020August 3, 2020 Shawn D. Wall
If you were to inherit a large sum of money, what would you do with it? ... Read more
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