WORK TOWARD YOUR OWN FINANCIAL INDEPENDENCE DAY
Once again, it’s time for fireworks, picnics and parades as the nation celebrates Independence Day. Collectively, we enjoy many liberties, but some freedoms can be elusive – and financial freedom
Author: Shawn D. Wall
QUESTIONS TO ASK YOUR FINANCIAL ADVISOR
You should always be able to ask as many questions as you’d like when working with your financial advisor. So, before you have your annual review, think carefully about what you’d like to ask. Here
FINANCIAL TIPS FOR ALZHEIMER’S CAREGIVERS
If you are, or will be, a caregiver for elderly parents or another close family member living with Alzheimer’s disease, you may experience some emotional stress – but you also need to be aware of
WHAT CAN YOU DO WITH YOUR TAX REFUND?
We’re getting close to the tax-filing deadline. For many of us, this means it’s that time of year when we get our biggest financial windfall – a tax refund. If you have recently received a refund,
TIME FOR SOME FINANCIAL SPRING CLEANING
Spring is here – and for many of us, that means it’s time for some spring cleaning. This year, in addition to tidying up your home, why not try brightening your financial environment? Some of the
WHO CAN YOU TRUST TO REDUCE STRESS OF ESTATE PLANNING?
When it’s time to do your estate planning – and it’s actually never too soon to begin – you may find the process, at first, to be somewhat bewildering. You’ll have many questions: What sort
PUT TOGETHER A PROFESSIONAL TEAM TO HELP YOU REACH YOUR GOALS
As you work toward achieving your goals in life, you will need to make moves that contain financial, tax and legal elements, so you may want to get some help – from more than one source.
Specifically,
THE IMPORTANCE OF LIFE INSURANCE
Think about your loved ones. What will their future be like? Can you picture them living in your house many years from now? Can you picture your children going to college? Can you picture your spouse
REVIEW YOUR FIXED-INCOME STRATEGY AS INTEREST RATES RISE
When interest rates rise, the value of your fixed-income investments, such as bonds, will typically fall. If this happens, how should you respond?
First of all, it’s important to understand this inverse
NEW YEAR’S FINANCIAL RESOLUTIONS
As the year winds down, you may want to look ahead to see which areas of your life you can improve in 2019. Perhaps you’ll decide to exercise more, eat healthier foods, reconnect with old friends
FINANCIAL TIPS FOR SNOWBIRDS… PRESENT AND FUTURE
Winter is here again – which may make you wish you were somewhere else. You might be thinking how pleasant it would be to become a snowbird and move to a warmer climate for the season. Of course,
PENSION BUYOUT OFFER: ANNUITY OR LUMP SUM?
If you participate in a pension plan at work, you might be offered a buyout at some point. This could happen if your employer wants to shrink its future pension obligations or if your company has been bought, and your new employer decides to te
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TIME TO THINK ABOUT YEAR-END INVESTMENT MOVES
We’ve still got a couple of months left in 2018, but it’s not too soon to start thinking about some year-end investment moves that might benefit you. Here are a few possibilities (although not all will apply to your situation):
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Add to your IRA
WHAT SHOULD INVESTORS KNOW ABOUT RECENT VOLATILITY?
As you may have heard, the stock market has been on a wild ride lately. What’s behind this volatility? And, as an investor, how concerned should you be?
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Let’s look at the first question first. What caused the steep drop in stock prices we exper
CONSOLIDATING ACCOUNTS LEADS TO CLEAR FINANCIAL STRATEGY
None of us can completely control all the things that happen to us. Yet, when it comes to achieving your long-term financial goals, including a comfortable retirement, you do have a great deal of power – as long as you follow a clear, well-def
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CAN YOU COUNT ON A BOUNTIFUL INVESTMENT “HARVEST”?
We’re officially in autumn – the season when we bring in what we planted in the spring. But the concept of planting and gathering isn’t confined to agriculture. In fact, it can be used in many walks of life, including investing. So what can you
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FINANCIAL TIPS FOR ALZHEIMER’S CAREGIVERS
If you are, or will be, a caregiver for elderly parents or another close family member living with Alzheimer’s disease, you may experience some emotional stress – but you also need to be aware of the financial issues involved and what action
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TIME TO PUT EXCESS CASH TO WORK?
You’ll always want to base your investment decisions on your own needs and goals. But there may be times when you might consider adjusting your portfolio because of risks and opportunities. Now may be one of those times.
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Here’s some backgro
FINANCIAL MOVES FOR “EMPTY NESTERS”
When your children leave home and you become an “empty nester,” you’ll probably make several adjustments in your lifestyle. But how will your empty nest status affect your financial situation?
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Everyone’s story is different, involving a
WHERE YOU LIVE AS RETIREE CAN AFFECT FINANCIAL STRATEGIES
Upon retiring, many people relocate to enjoy a more favorable climate, or to be closer to grown children, or to live in an area they’ve visited and enjoyed. If you, too, are thinking of moving someday, you’ll want to study possible locations
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QUESTIONS TO ASK YOUR FINANCIAL ADVISOR
You should always be able to ask as many questions as you’d like when working with your financial advisor. So, before you have your annual review, think carefully about what you’d like to ask. Here are a few suggestions:
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Are my goals still rea
SAYING “I DO” MIGHT MEAN “I CAN’T” FOR ROTH IRA
June is a popular month for weddings. If you are planning on tying the knot this month, it’s an exciting time, but be aware that being married might affect you in unexpected ways – including the way you invest. If you and your new spouse both ear
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HERE’S A CHECKLIST FOR CHANGING JOBS
A few generations ago, it was not uncommon for workers to stick with a single job for their whole careers. But for many of us today, frequent job changes are a fact of life: The average employee tenure is just over four years, according to the Bu
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MATCH SHORT AND LONG TERM GOALS WITH THE RIGHT INVESTMENTS
Not all investments are created equal. Some are better suited for short-term goals, while others can help you build resources for objectives far in the future. As an investor, then, one of your biggest challenges will be to match your short
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TAKE STEPS TO CONTROL YOUR INVESTMENT TAXES
Tax Season is finally over. Of course, how much you pay in taxes depends on a variety of factors, many of which you can’t control. But you might give some thought to how you can manage your investment-related taxes.
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Here are some suggestions t